Análisis Argos
FICO
FICOCara
Fair Isaac Corporation · Technology
US$ 1,336.22
precio al 2026-07-28
Valor justo Argos*
US$ 494–629
vs. su valor justo
140% por encima
Score Argos
56/100
LA RESPUESTA
El mercado le pide crezca 32.4% al año — más de lo que ha demostrado (13.1%). Estás pagando un futuro que todavía no probó: el margen de error es mínimo.
Recompensas
Las ganancias crecieron 27% el último año.
Retorno sobre el capital alto (63%).
Riesgos
!El precio pide más crecimiento del que la empresa ha demostrado.
VALOR1/6FUTURO4/6PASADO6/6SALUD4/6DIVIDENDO4/6
El Iris de calidad
VALOR1/6FUTURO4/6PASADO6/6SALUD4/6DIVIDENDO4/6
ValorCotiza por encima de su valor justo
FuturoIngresos creciendo con fuerza
PasadoFundamentales sólidos y sostenidos
SaludBalance fuerte, deuda controlada
DividendoDevuelve capital al accionista
Score Argos56de 100Cara
Ingresos16%
US$ 2 B
Margen operativo9%
46.5%
Flujo de caja libre26%
US$ 0.8 B
Deuda neta
US$ 2.9 B
Lo esencial, sin ruido
Cap. de mercadoUS$ 31.0B
P/E47.5x
EV/EBITDA36.1x
FCF yield2.5%
ROIC62.9%
Margen operativo46.5%
Crecim. ingresos+15.9%/año
Piotroski F7/9
Competidores

Los rivales, con el mismo ojo

El Iris de calidad de cada competidor, lado a lado. Tocá uno para ver su análisis.

Novedades

Noticias recientes

zacks.com · 10 jul
Why Fair Isaac (FICO) is a Top Growth Stock for the Long-Term
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
businesswire.com · 7 jul
FICO Consumer Study: Most Americans Who Don't Own a Home Say Homeownership Feels Out of Reach
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO's Homeownership Survey shows most Americans who don't own a home say homeownership feels out of reach.
prnewswire.com · 6 jul
Verdata Joins FICO Marketplace to Help Financial Institutions Strengthen Small Business Decisioning
Comprehensive new data and risk insights enable faster underwriting, onboarding, and portfolio monitoring ATLANTA, July 6, 2026 /PRNewswire/ -- Verdata, a provider of small- and medium-sized business (SMB) data and risk insights for financial institutions and fintechs, today announced a strategic partnership with FICO, a global analytics software leader, through which Verdata's solutions will be available on FICO® Marketplace. As financial institutions, payment providers, and fintechs expand their SMB portfolios, they face growing pressure to make faster, more confident decisions with data that is often fragmented, outdated, or difficult to connect.
businesswire.com · 1 jul
FICO Applauds Release of Historical FICO Score 10T Data by Fannie Mae and Freddie Mac
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--More than a decade of loan-level performance data has been released to support evaluation and adoption of FICO Score 10T.
seekingalpha.com · 24 jun
Fair Isaac: Strong Earnings Growth Makes The Valuation Attractive Again
Fair Isaac Corporation delivered outstanding Q2 2026 results, with revenue up 39% and Scores revenue surging 60%, driven by mortgage market strength. FICO's core Scores business boasts a 91% operating margin and strong pricing power, while the FICO Platform adds a high-growth, AI-driven software layer. Despite regulatory risks and competition from VantageScore, FICO's moat, buybacks, and forward EPS growth justify a Strong Buy rating at current valuation.
businesswire.com · 24 jun
FICO UK Credit Card Market Report: April 2026
LONDON--(BUSINESS WIRE)--New credit card data analysis by global analytics software leader FICO (NYSE: FICO) has found that spending rose in April, following typical Easter behaviour. However, we are seeing a strong trend downwards with the percentage of balance being paid, and this is driving up overall balances. The percentage of balance paid fell for the third month in a row and late payments increased year-on-year, balances returned to record high levels. This marks a notable shift from the.
gurufocus.com · 23 jun
FICO and Chelsea Foundation Partner to Champion Financial Literacy in the UK
Global analytics software leader [url="]FICO[/url] (NYSE: FICO) brought its financial literacy mission to the U.K. for the first time through its partnership wi
businesswire.com · 23 jun
FICO and Chelsea Foundation Partner to Champion Financial Literacy in the UK
LONDON--(BUSINESS WIRE)---- $FICO--The partnership between FICO and Chelsea Foundation builds on FICO's existing relationship with Chelsea FC.

* Valor justo Argos: estimación educativa del valor intrínseco según el propio flujo de caja de la empresa y su capacidad de crecimiento — no un precio objetivo ni una recomendación. Esto es información y educación, no asesoría de inversión. Rendimiento pasado no garantiza resultados futuros.